IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

ShareBy opening a share account, you become a member of N.W. Iowa Credit Union. As long as you maintain a minimum balance of $25.00 in this primary account you remain a Credit Union member for life. Your share account earns daily dividends, and can easily be accessed should the need arise. Once you’re a member, you may be eligible to open several other loan or savings accounts. A share account is the perfect way to save for those expected or unexpected short-term needs. Your savings account earns dividends from the day of deposit, and you are not limited to the number of transactions you can make. You can direct deposit your paycheck, use your account for automatic payments, or even use your ATM or Debit card to access your account.

Share DraftA checking account at N.W. Iowa Credit Union makes sense. Our checking account require no minimum balance and have no monthly service charges. Earn dividends from the date you deposit your funds. An ATM/Debit Card is available for your convenience.

Kirby KangarooWith our Kirby Kangaroo Club children up to age 12 learn more about money and have fun too! Once they become a member of N.W. Iowa Credit Union they are automatically enrolled in our Kirby Kangaroo Club.

Money MarketOur Money Market account offers an excellent return on savings while allowing the flexibility of six withdrawals per month with dividends being calculated daily and paid monthly. Our Money Market is a great way to watch your money grow!

Christmas ClubDepositing once or depositing regularly to a Christmas Club account at N.W. Iowa Credit Union helps you save money during the year for Christmas gift giving, a winter vacation or something special for yourself. A Christmas Club account earns the same rate as a savings account, and the balance is available to you at any time during the year!

Vacation/Special SavingsDream vacations start here when you set aside funds in your vacation or special account. Set your own savings goal, then make easy monthly deposits.

Share CertificatesFormerly called Certificates of Deposit are a good way to invest your earnings at a fixed interest rate. Your money is deposited for a specific amount of time, and in return the Credit Union offers you a dividend rate that is usually higher than a regular Savings account. N.W. Iowa Credit Union’s certificates have deposit terms of 6-month, 12-month, 24-month and 36-month. Dividend rates vary depending upon the length of the certificate and are compounded monthly. You may invest in a certificate at N.W. Iowa Credit Union for as little as $1,000.00.

Individual Retirement Account (IRA)An Individual Retirement Account is a great way to invest for your retirement while realizing a high yield at a fixed rate. A fixed rate IRA guarantees your dividend even if rates go down. You may be able to defer taxes on the earnings. IRA’s are insured separately for $250,000.00.

 

What's New

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the N.W. Iowa CU website and entering a website hosted by another party. N.W. Iowa CU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the N.W. Iowa CU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of N.W. Iowa CU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel