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Our Mission
N.W. Iowa Credit Union/Community is a member owned, non-profit financial institution providing personalized, competitive services that promote the economic well-being of our present and future members.

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Our History
N.W. Iowa Credit Union/Community is the product of a merger in September 1994 between the Blue Bunny Employees Credit Union (chartered in 1966) and the NIPCO Credit Union (organized September 5, 1960). On July 1, 2004 the credit union made a significant change by becoming a community credit union. Now, residents and those working in Plymouth County and surrounding counties (Woodbury, Cherokee, O'Brien, Sioux, and Union counties) are eligible for membership. We currently have a staff of 10 and a membership of over 4,000. N.W. Iowa Credit Union/Community is continually upgrading software and adding new services and products to ensure the growth of the credit union.

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Who Can Join
N.W. Iowa Credit Union/Community
membership is available to anyone who works for one of our 59 member groups. Membership is also available to those persons living and/or working in Plymouth County and surrounding counties (Woodbury, Cherokee, O'Brien, Sioux and Union Counties). Once you join the credit union, you are entitled to membership benefits wherever you live or work. Your family members, including spouse, children, parents, grandparents, siblings, in-laws, aunts, uncles and cousins also become eligible to become a member of N.W. Iowa Credit Union/Community once you have become a member.

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How To Join
You may join the credit union simply by
opening and maintaining a $25 share account. Once you become a member of N.W. Iowa Credit Union/Community, you may always be a member regardless of where you live or work. All members of the credit union are entitled to be involved with the management of the credit union by virtue of electing the Board of Directors and Supervisory Committee. As an member of your credit union, you are eligible for all N.W. Iowa Credit Union/Community products and services.

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Board Of Directors
Without members who volunteer their time and service, the credit union cannot be successful. The Board of Directors is responsible for the decision making on the direction of the credit union. They determine our available products and services and govern our operations.

The Board of Directors is a completely voluntary group, elected by their fellow credit union members at the annual meeting. The Supervisory Committee and the Credit Committee are also elected to serve and provide important support to the credit union staff and the Board of Directors.

The Supervisory Committee oversees the credit union operations by providing an annual audit of the business operations. The Credit Committee provides support in decision making on loan applications. Our current board and committee members are listed below.

Derek Bowen, Chairman
Richard Sudtelgte, Vice-Chairman
Jim Gunther, President
Danni Love, Secretary

Audit Committee:
Kevin Sitzmann, Chairman
Rich Sudtelgte
Jack Miller, Jr.

Credit Committee:
Jolynn Goodchild
Marlis Thieman
Ken Bolton

If you are interested in finding out more about volunteer opportunities with your credit union please contact the credit union's manager at 712-547-7676 and ask for Steve DeBoer.

Concerns you have about credit union operations may be addressed to:

Supervisory Committee
N.W. Iowa Credit Union
PO Box 1030
Le Mars, IA 51031

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Deposit Insurance
The National Credit Union Administration (NCUA) is an independent agency of the United States Government. NCUA regulates, charters, and insures the nations credit union. The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of NCUA. Established by Congress in 1970 to insure member share accounts at insured credit unions, the Fund is managed by NCUA under the direction of a three-person NCUA board. Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC).

Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Insured credit unions are required to deposit and maintain one percent of their insured shares and deposits in the NCUSIF. The fund is currently at the strongest and best-reserved level in its history. As a member of an insured credit union, you do not pay directly for your share insurance protection. All types of member share accounts and deposits received by the credit union in its usual course of business, including regular shares, share certificates, and share draft (checking) accounts are insured. The basic insured amount for a credit union member under current law is $250,000. Share accounts maintained in different rights or capacities, or forms of ownership, may each be separately insured up to $250,000. Thus, a member may hold or have an interest in more than one separately insured share account in the same insured credit union.

For more information on share insurance visit the NCUA website. You can find out more about share insurance under insurance regulations in the reference information' section.

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