New/Used Vehicle Loans
N.W. Iowa Credit Union offers fixed rates, 100% financing including sales taxes, title and licensing fees on cars and trucks. With competitive rates and no prepayment penalty, a vehicle loan from N.W. Iowa Credit Union is sure to suit your needs.

Recreational Vehicles
Whether it is a boat, RV, snowmobile, motorcycle, ATV or Jet Ski, we can help you bring home your favorite way to relax. With our competitive rates, your dream can become a reality. For current rates and payment terms, please click here to go to our rate page.

Signature Loans

An Unsecured Signature Loan may be used for purchases up to $10,000.00 depending upon your gross monthly income. Signature Loans are offered at a fixed rate and there are no prepayment penalties. A signature loan may be a great way to finance your next vacation, consolidate debt, or purchase a home computer. For current rates and payment terms,
please click here to go to our rate page.

Line of Credit Loans
A Pre-approved Line of Credit lets you draw on your loan as needed rather than borrowing an entire amount at once.

Share Secured Loans
With a Share Secured Loan, the amount of the loan is secured by your Share Account. A Share Secured loan is an excellent way to build credit. For the duration of the loan, shares remaining in an account must at least equal the outstanding loan balance and cannot be withdrawn. Although shares are used as collateral, they continue to earn dividends.

Real Estate Loans

First Mortgage Loans
Whether you are in the market for a new home or improving upon a home you already own, N.W. Iowa Credit Union offers you First Mortgage loan products to meet all your needs. Our Real Estate Lending Department offers you personalized professional service. N.W. Iowa Credit Union offers competitive rates on a variety of conventional mortgage products. Contact one of our Mortgage Loan Officers for current rates.

Special Features include:

Home Equity/Home Improvement Loans
N.W. Iowa Credit Union offers competitively rated home equity/home improvement loans. Whether it’s adding a deck, finishing off the basement or putting in a new security system, a Home Equity/Home Improvement Loan can help you get started. The interest you pay on these loans may be tax deductible.

 

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